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 Plain and Simple  Bonus Checking  MMDA  
 MMDA Checking
Money Market
Product Interest Rate APY Min. balance to obtain apy
MMDA 1.00% 1.00% $100.00
MMDA 1.00% 1.00% $2,500.01
MMDA 1.00% 1.00% $25,000.01
MMDA 1.00% 1.00% $50,000.01
Effective date: 11/21/2008
All rates are subject to change without notice.
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