| In 1999 Congress passed new privacy regulations for banks
and other financial companies as part of the Gramm-Leach-Bliley
Act. This regulation requires us to disclose our privacy practices
to our customers.
At C & G Savings Bank, we believe that our customers
have a right to expect that the non-public personal information
that they trust us with in the course of doing business will
be kept private. We are committed to protecting the confidentiality
and security of that information and have provided the "Privacy
Policy Notice" which is printed on the next panel to
explain our policy regarding protection of our customer information.
Please be assured that we will protect the security and
confidentiality of your personal information with the diligence
you expect. Thank you for trusting us with your business.
C & G SAVINGS BANK Privacy
Policy Notice
Protecting your privacy is important to C & G Savings
Bank and our employees. We want you to understand what information
we collect and how we use it. The following policy serves
as a standard for all C & G Savings Bank employees for
collection, use, retention, and security of non-public personal
information
Categories of Non-Public Personal Information We Collect
"
Non-public personal information" is non-public information
about you that we obtain in connection with providing a financial
product or service to you. For example, non-public personal
information includes information regarding your loan balance,
payment history and account balance.
We may collect non-public personal information about you
from the following sources:
- Information we receive from you
on applications for our products and services or other
forms you provide to us;
- Information about your transactions
with us, such as deposit accounts and loans, as well
as information that we receive
for providing services to you, such as funds transfer
services;
- Information we receive from third parties such
as consumer reporting agencies (commonly known as credit
bureaus)
indicating your credit worthiness and credit history;
and
- Information we receive in response to requests we
make about you, to third parties like real estate appraisers
and employers,
or to confirm information that you have provided
to us, particularly in the process of evaluating
loan applications.
Categories of Non-Public Personal Information
We Disclose
We are permitted under law to disclose non-public
personal information about you to other third
parties in certain
circumstances. For example, we may disclose non-public
personal information
about you to third parties to assist us, to government
entities in response to subpoenas, and to credit
bureaus in consideration
of the Fair Credit Reporting Act We do not disclose
any non-public personal information about you
to anyone, except
as permitted
by law. Categories of Affiliates and Nonaffiliated Third Parties
We Disclose to
"
Affiliate" means a company we own or control, a company
that owns or controls us, or a company that is owned or controlled
by the same company that owns or controls us Ownership does
not necessarily mean complete ownership, but means owning
enough to have control.
"Nonaffiliated third party" means a company that
is not an affiliate of ours.
Contracting with Third parties
In order to provide our customers with a broad range of financial
products and services, we may disclose non-public personal
information about you to companies who perform services
for, or functions on behalf of C & G Savings Bank.
These services may include marketing of C & G Savings
Bank's own products or services, or financial products
or services offered pursuant to joint agreement.
We use technology to manage and maintain customer information.
In doing so, we may contract with other entities to perform
specific support services such as, but not limited to, data
processing, that may require us to provide them access to
our customer information.
We require all third party service providers to contractually
agree to adhere to our security and privacy guidelines.
Our Security Procedures
We also take steps to safeguard customer information. We
restrict access to your personal and account information
to those employees who need to know that information to
provide products and services to you. We maintain physical,
electronic, and procedural safeguards that comply with
federal standards to safeguard your non-public personal
information.
Closing Your Account With Us
If you decide to close your account(s) or become an inactive
customer, we will continue to adhere to the privacy policies
and practices described in this notice.
Altoona Office
1201 Twelfth St., Altoona, PA 16601
PHONE (814) 944-2011
TOLL FREE (888) 716-7587
Pleasant Valley Office
3301 Pleasant Valley Blvd., Altoona, PA 16602
PHONE (814) 946-8090
Hollidaysburg Office
408 Allegheny St., Hollidaysburg, PA 16648
PHONE (814) 695-5671
Gallitzin Office
117 Chestnut St., Gallitzin, PA 16641
PHONE (814) 886-4112
Nanty Glo Office
1306 Shoemaker St., Nanty Glo, PA 15943
PHONE (814) 749-8649
Patton Office
433 Railroad Ave., Patton, PA 16668
PHONE (814) 674-3661 |
