|
Certificates of Deposit |
|
Term |
Interest Rate |
APY |
Min. balance to obtain APY |
Min. Deposit |
|
91 Day |
0.25% |
0.25% |
$1,000.00 |
$1,000.00 |
|
182 Day |
0.35% |
0.35% |
$1,000.00 |
$1,000.00 |
|
12 Month |
0.45% |
0.45% |
$1,000.00 |
$1,000.00 |
|
18 Month |
0.55% |
0.55% |
$1,000.00 |
$1,000.00 |
|
24 Month |
0.65% |
0.65% |
$1,000.00 |
$1,000.00 |
|
30 Month |
0.75% |
0.75% |
$1,000.00 |
$1,000.00 |
|
36 Month |
0.85% |
0.85% |
$1,000.00 |
$1,000.00 |
|
48 Month |
1.10% |
1.10% |
$1,000.00 |
$1,000.00 |
|
60 Month |
1.49% |
1.50% |
$1,000.00 |
$1,000.00 |
Note:
- Penalty for early withdrawals applies.
- APY = Annual Percentage Yield.
| Checking Products |
| Product |
Interest Rate |
APY
|
Min. balance to obtain APY |
| Bonus Checking |
0.15% |
0.15% |
$500.01 |
Note:
- Bonus Checking has a $500.01 minimum balance to open account.
- APY = Annual Percentage Yield. Rate is variable and can change at any time.
|
Individual Retirement Accounts - Fixed Rate |
|
Term |
Interest Rate |
APY |
Min. balance to obtain APY |
Min Deposit |
|
91 Day |
0.25% |
0.25% |
$100.00 |
$10.00 |
|
182 Day |
0.35% |
0.35% |
$100.00 |
$10.00 |
|
12 Month |
0.45% |
0.45% |
$100.00 |
$10.00 |
|
18 Month |
0.55% |
0.55% |
$100.00 |
$10.00 |
|
24 Month |
0.65% |
0.65% |
$100.00 |
$10.00 |
|
30 Month |
0.75% |
0.75% |
$100.00 |
$10.00 |
|
36 Month |
0.85% |
0.85% |
$100.00 |
$10.00 |
|
48 Month |
1.10% |
1.10% |
$100.00 |
$10.00 |
|
60 Month |
1.49% |
1.50% |
$100.00 |
$10.00 |
Note:
- Your interst rate and annual percentage yield may change. A substantial penalty for early withdrawal may apply.
- APY = Annual Percentage Yield.
|
Individual Retirement Accounts - Variable Rate |
|
Term |
Interest Rate |
APY |
Min. Balance to obtain APY |
Min Deposit |
|
18 Month |
0.55% |
0.55% |
$100.00 |
$10.00 |
Note:
- Your interest rate and annual percentage yield may change. A substantial penalty for early withdrawal may apply.
- APY = Annual Percentage Yield.
Money Market
|
Product
|
Interest Rate |
APY
|
Min. balance to obtain apy |
| MMDA |
0.25% |
0.25% |
$100.00 |
| MMDA |
0.25% |
0.25% |
$2,500.01 |
| MMDA |
0.50% |
0.50% |
$25,000.01 |
| MMDA |
0.50% |
0.50% |
$50,000.01 |
Note:
- Transaction limitations apply.
- The minimum balance to avoid a service fee is $2500.00.
- APY = Annual Percentage Yield. Rate is variable and can change at any time.
Savings Products
|
| Product |
Interest Rate |
APY
|
Min. balance to obtain APY |
| Passbook Savings |
0.25% |
0.25% |
$100.00 |
| Statement Savings |
0.25% |
0.25% |
$100.01 |
| Christmas Club |
0.50% |
0.50% |
$10.00 |
| Vacation Club |
0.50% |
0.50% |
$10.00 |
Note:
- Your interest rate and annual percentage yield may change.
- For Christmas Club, an additional .25% interest rate when funds are transferred to a C&G Savings Bank checking account upon maturity. Penalty for early withdrawals applies.
- For Vacation Club, an additional .25% interest rate when funds are transferred to a C&G Savings Bank checking account upon maturity. Penalty for early withdrawals applies.
- APY = Annual Percentage Yield.
|
Effective date: 05/20/2012
All rates are subject to change without notice.
|
